Magic Tricks

Who remembers the trick where the guy reaches behind your ear and pulls out a quarter?

Anybody?

OK, so I'm not a magician, but apparently my mortgage lender thinks that I am. I have to reach somewhere and pull out an extra $350 dollars this week to extend the closing deadline (not my fault, by the way, the title company wants the documents to sit at their office for 6 days before the closing day and the underwriter isn't done yet) and I don't think that much money will fit behind my ear.

So far, between all of the adjustments for higher insurable value and higher taxable value, we have had to come up with $4500 that we were not planning on having. Oh, and this is all within the span of a month. Lucky for me, we got our tax refund, I put money in savings EVERY paycheck, we had some cash reserved at home, and my wonderful parents are loaning us some. I hate to borrow from them, but this is a time crunch issue, not a "we can't possibly ever have this money as extra" issue. So just in case they are reading - you are the most wonderful parents in the world, I'm so luck you are mine, and I'll hit you back for it ASAP.

According to everyone that I've talked to, this is pretty much par for the course when it comes to buying a house.

And now you see why I'm seriously considering the possibility of living in this one for the rest of my life. I know that it will be worth it to own our own home, but I'll also be glad when it's all done.

Until then, please don't get mad at me if I run up to you and try to find loose change hanging out from behind your ear.